So it's been awhile since I posted. I am moving along with my debt payments, although weight loss has taken a hit. I am also having a really hard time living below my means. I eat out too much. I have identified this as the main issue. I need to learn how to say no to my friends. I think I have already gone over my budget for the month of June! argh. Although I am on track to pay off my debt at the same rate and have not used my credit cards in 3 months. For about a year now I have not really used the cards except for big purchases like plane tickets. This however put me right back at square one. Even though I rarely used the cards I would put these big ticket items on there and it would cancel out everything I had paid off, effectively keeping my balance the same. I vow not to use my cards for anything! Anything! If I can't buy it with the cash I have then I simply can't afford it - duh! I really can't wait until the balance is below 30K. 30K just seems like soo much! Hoping that the rest of June is a bit easier.
Goals for today
Save half of lunch to eat for dinner
Go to gym
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